Fulmer Insurance Group has been developing agents for many years. We partner with one of the best Independent Marketing Organizations in the industry to provide the very best in technology and support to our agents. Our most effective agents care about their clients and their needs. They ask the right questions and provide options that fit their individual situation. Our mission is to help you be successful, have freedom and flexibility, and achieve the kind of income you need to live the life you want.
We equip our agents with everything they need to service their clients, and generate new ones, too.
Legacy Safeguard is a marketing system for you as an agent, but is also a value added benefit you can offer your clients free of charge.
Hybrid products allow your clients to use the same dollars to insure against having a long-term care incident or living longer than expected, and allow them to leave behind a legacy to their loved ones if benefits are not used.
Whole life insurance designed for seniors needing to cover certain expenses at death.
Death benefit for a temporary need.
Universal life product is permanent insurance that bases its interest performance on a particular index.
Guaranteed UL has a guaranteed premium and guaranteed death benefit.
Whether it's a tax planning, financial planning or estate planning scenario, we can help design the best solution for your clients' needs.
Accidents or serious illness can happen at any time and the high cost of hospitalization and related expenses can be overwhelming. A hospital indemnity plan pays you if a hospital stay is needed.
Even though D-SNPs are a Medicare Advantage plan, they have no set enrollment period. This makes D-SNPs a good way to increase sales outside of the Annual Enrollment Period.
Short-term care insurance, also known as Recovery Care, can help pay for confinements to nursing facilities or assisted living facilities and for home health care.
DVH plans cover preventive care like dental cleanings, procedures, glasses, contacts or hearing aids. The cost savings become obvious when you look at getting or replacing a hearing aid or getting dental care without coverage.
A majority of Americans over age 65 do not have dental insurance. Dental coverage offers reasonable rates to fit your clients’ budget along with comprehensive coverage for their oral health.
Part D provides outpatient prescription drug coverage. Plans can be purchased on a standalone basis or drug coverage can be included in a Medicare Advantage plan.
Medicare Advantage (MA) is another name for Medicare Part C. These types of plans are offered by private insurance companies approved by Medicare to provide Part A and Part B benefits. Many have provider networks.
Medicare Supplement, or Medigap, plans can help pay some of the health care costs that Original Medicare doesn’t cover.
We offer training to help build skills so that you can build your business. Taking you from beginner to expert in your field.
Clarify complex health issues and provide a better understanding to make insurance decisions easier for clients.
Teamed with WebCE® and PreLicense.com® to bring you convenient online continuing education and licensing exam prep materials. Get high-quality content from industry experts at an unbeatable price.
Access to technology for managing all your company's relationships and interactions with customers and potential customers.
Our group E&O program offers the lowest rates we've seen for non-captive agents. Protect your business with this value-added program.
Compliance-approved content used to recruit and educate clients on the complex federal health insurance program.
Custom sales coaching advice on the topics you desire to grow your skillset in.
We handle the ordering and tracking of all paramed exams for life cases submitted.
Whether it's a tax planning, financial planning or estate planning scenario, we can help design the best solution for your clients' needs.
Participation in the Walmart Retail Program you have the opportunity to meet potential clients in a high-traffic area while representing the carriers of your choice.
With SMS e-Ticket you can submit term life apps online in less than 10 minutes.
Facilitate paperless Medicare Supplement, Medicare Advantage and PDP enrollments with customized PDF forms emailed to consumers.
The quoting tool from CSG lets a user accurately compare plans and prices across a variety of product lines and carriers. You can see rates for multiple states and the plans include the A.M. Best ratings by carrier.
Our searchable forms library includes the ability to send pre-filled forms to your clients.
The only planning software to stress-test multiple scenarios — everything from extended-care events to market downturns — and quickly and easily show the impact on a client’s plan.
Our searchable forms library includes the ability to send pre-filled forms to your clients.
We provide a number of both proprietary and industry-standard quoting and enrollment tools to help you to easily enroll your clients in the best products.
Prior to a Medicare plan review, your clients no longer have to spend time tracking down their list of prescriptions. Rx Import can do it for them.
Access to our online training video library to learn more about the products and tools. Learn at your own pace or just freshen up your knowledge on a topic.
A CMS-compliant online enrollment process that lets you sell Medicare Advantage and PDP over the phone and Internet.
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