Seniors Need Our Help

We provide the tools and support for you to become a true advocate for your clients, and the freedom and flexibility to own your life.


Own Your Life With Long Term Residual Income

Fulmer Insurance Group has been developing agents for many years. We partner with one of the best Independent Marketing Organizations in the industry to provide the very best in technology and support to our agents. Our most effective agents care about their clients and their needs. They ask the right questions and provide options that fit their individual situation. Our mission is to help you be successful, have freedom and flexibility, and achieve the kind of income you need to live the life you want.


Get Access to the Best Products & Services

We equip our agents with everything they need to service their clients, and generate new ones, too.

Legacy Safeguard

Legacy Safeguard is a marketing system for you as an agent, but is also a value added benefit you can offer your clients free of charge.


Hybrid products allow your clients to use the same dollars to insure against having a long-term care incident or living longer than expected, and allow them to leave behind a legacy to their loved ones if benefits are not used.

Final Expense

Whole life insurance designed for seniors needing to cover certain expenses at death.

Term Life Insurance

Death benefit for a temporary need.

Indexed Universal Life

Universal life product is permanent insurance that bases its interest performance on a particular index.

Guaranteed Universal Life

Guaranteed UL has a guaranteed premium and guaranteed death benefit.

Life Insurance

Whether it's a tax planning, financial planning or estate planning scenario, we can help design the best solution for your clients' needs.

Hospital Indemnity

Accidents or serious illness can happen at any time and the high cost of hospitalization and related expenses can be overwhelming. A hospital indemnity plan pays you if a hospital stay is needed.

Dual Special Need Plans (D-SNP)

Even though D-SNPs are a Medicare Advantage plan, they have no set enrollment period. This makes D-SNPs a good way to increase sales outside of the Annual Enrollment Period.

Short-Term Recovery Care

Short-term care insurance, also known as Recovery Care, can help pay for confinements to nursing facilities or assisted living facilities and for home health care.

Dental Vision and Hearing (DVH)

DVH plans cover preventive care like dental cleanings, procedures, glasses, contacts or hearing aids. The cost savings become obvious when you look at getting or replacing a hearing aid or getting dental care without coverage.


A majority of Americans over age 65 do not have dental insurance. Dental coverage offers reasonable rates to fit your clients’ budget along with comprehensive coverage for their oral health.

Medicare Prescription (Part D)

Part D provides outpatient prescription drug coverage. Plans can be purchased on a standalone basis or drug coverage can be included in a Medicare Advantage plan.

Medicare Advantage

Medicare Advantage (MA) is another name for Medicare Part C. These types of plans are offered by private insurance companies approved by Medicare to provide Part A and Part B benefits. Many have provider networks.

Medicare Supplement

Medicare Supplement, or Medigap, plans can help pay some of the health care costs that Original Medicare doesn’t cover.

Agent Training

We offer training to help build skills so that you can build your business. Taking you from beginner to expert in your field.

Community Education

Clarify complex health issues and provide a better understanding to make insurance decisions easier for clients.

Continuing Education

Teamed with WebCE® and® to bring you convenient online continuing education and licensing exam prep materials. Get high-quality content from industry experts at an unbeatable price.

Customer relationship management (CRM)

Access to technology for managing all your company's relationships and interactions with customers and potential customers.

Discounted E&O Insurance

Our group E&O program offers the lowest rates we've seen for non-captive agents. Protect your business with this value-added program.

Medicare 101 Workshops

Compliance-approved content used to recruit and educate clients on the complex federal health insurance program.

One-on-One Coaching

Custom sales coaching advice on the topics you desire to grow your skillset in.  

Paramed Scheduling

We handle the ordering and tracking of all paramed exams for life cases submitted.

Universal Life Insurance

Whether it's a tax planning, financial planning or estate planning scenario, we can help design the best solution for your clients' needs.

Walmart Retail Program

Participation in the Walmart Retail Program you have the opportunity to meet potential clients in a high-traffic area while representing the carriers of your choice.

SMS E-Ticket

With SMS e-Ticket you can submit term life apps online in less than 10 minutes.

App by Email®

Facilitate paperless Medicare Supplement, Medicare Advantage and PDP enrollments with customized PDF forms emailed to consumers.

CSG Subscription

The quoting tool from CSG lets a user accurately compare plans and prices across a variety of product lines and carriers. You can see rates for multiple states and the plans include the A.M. Best ratings by carrier.

Document Library

Our searchable forms library includes the ability to send pre-filled forms to your clients.

Income ArchiTech™

The only planning software to stress-test multiple scenarios — everything from extended-care events to market downturns — and quickly and easily show the impact on a client’s plan.

Online Forms Library

Our searchable forms library includes the ability to send pre-filled forms to your clients.

Quoting & Enrollment Tools

We provide a number of both proprietary and industry-standard quoting and enrollment tools to help you to easily enroll your clients in the best products.

RX Import

Prior to a Medicare plan review, your clients no longer have to spend time tracking down their list of prescriptions. Rx Import can do it for them.

Tutorial Videos

Access to our online training video library to learn more about the products and tools. Learn at your own pace or just freshen up your knowledge on a topic.

Agent Initiated Consumer Online Enrollment (AICOE®)

A CMS-compliant online enrollment process that lets you sell Medicare Advantage and PDP over the phone and Internet.


Arnie Fulmer, Fulmer Insurance Group


Las Vegas, NV




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